Our Investment Management Approach
Seeking High Quality Investments
We start with the ‘big picture’ and then zoom in on the ‘fine print’ to reveal investment opportunities.
We value securities based on research about the economy, industry and company.
We invest actively, but trade passively.
We are employee owned. We work for and answer to our clients only. Our business agenda and ethics are never subordinated to another corporate body.
We employ a top-down fundamental approach in our research and analysis. We start by looking at the ‘big picture’ – the global economy – to identify key drivers and influencers of its overall performance. We then focus on the North American scene with intensified analysis of various industry sectors and their potential outcomes arising from forecast macro-economic activity. Finally, our attention narrows in on the ‘fine print’ with detailed fundamental analysis that identifies the quality investments that meet our standards for portfolio consideration and inclusion.
Disciplined and pro-active management of our portfolios begin immediately after their construction to maintain the standard of quality in our investments. In addition to regular, formal portfolio reviews, we are continually analyzing economic and market information to determine potential impacts on our portfolios. If so, action is taken to bring the portfolio up to its most efficient status. Strict adherence to this disciplined investment process builds quality into consistent, long term and successful portfolio returns.”
Our Client Relationship Approach
Delivering High Quality Service
We always do what is best in our clients’ interest. Always!
Our compensation is directly tied to how well client investments perform. We do not sell products, therefore do not receive commissions.
Our fees are based on a percentage of assets managed, further aligning our interests with our clients. Fees are tax deductible in certain accounts.
We are available to clients directly (we pick up our own phones) to discuss their finances. They also receive regular statements and newsletters.
third party custodian
We do not hold client assets; those are always held in the clients’ own individual names (never ours) at a major Canadian financial institution.
separately managed accounts
We manage accounts individually to reflect personalized needs, unlike commingled investment products such as Pool Funds or Mutual Funds.
We deliver high quality service experiences and develop long-term client relationships that can be fostered for generations.
How we work with our clients reaches far beyond our strong investment track record of performance. We strive to be a part of our clients’ lives, beyond their wealth, to acquaint ourselves with them on a personal level so that we are always on the same page.
Our clients benefit from holistic communication as soon as the relationship begins. We endeavor in getting to know them in-depth, beyond their financial objectives. We begin the process by developing an investment plan and policy that will address their requirements, including their return objective, risk tolerance, liquidity needs, time horizon, tax considerations, and other needs. Once these are agreed upon, we take fiduciary responsibility and make investment decisions on their behalf to build and manage their tailored portfolio.